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Save Money with Your Smartphone

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This shop has been compensated by Collective Bias, Inc. and its advertiser. All opinions are mine alone. #MarchIntoSavings #CollectiveBias

Did you know your smartphone can actually help you save money? Almost 75 percent of mobile phone users own smartphones. I know for some though, making the switch can seem like a big financial decision. It doesn't have to be! There are ways you can save money just by using your smartphone.

These are some great ideas on how you can save money ON your smartphone with Walmart Family Mobile and  WITH your smartphone using apps! #MarchIntoSavings #cbias #ad

Find a Smartphone

The first thing you need to do is find a smartphone. Next time you're at Walmart, take a look in the Electronics Department. You can find your new smartphone right there with Walmart Family Mobile.

Where to find your Walmart Family Mobile Phone

I picked the LG L90. Even though it had the sticker price of $149.88, it was actually on sale for just $99.88! Disclaimer: All prices for phones and plans included in this post are accurate as of the date of posting; however, these prices are subject to change. Please refer to http://cbi.as/aafid or your local Walmart for current pricing.

I need a phone that has great service and does what I need it to do. The Walmart Family Mobile service is $29.88/month (for the first line) Unlimited Talk, Text & Data service plan which includes up to 500MB of 4G LTE data. 500MB is plenty for us because when we're home, we're connected to wi-fi at home. Having the 500MB allows me to use my data while I'm out and about or in the store using apps.

Get Organized

There are several apps out there that can help you get organized. I'm thinking in terms of specifically saving you money.

On my phone, I have my bank's app. I think most banks have their own apps these days; even my small credit union does. It makes it super easy to check how much you have in your account while you're on the run. I know as a stay-at-home mom now, I don't always have a lot in my bank account. I frequently check to make sure I have enough while I'm out shopping. I don't need to worry about swiping my card and then getting nailed with an overdraft charge. Using my bank app, I'm also able to transfer money from savings to checking if I need to with just a few taps of my finger.

We also use Mint. If you're not familiar with it, Mint is a way to organize all of your financials in one place. You can add your loans, credit cards, bank accounts, investments and properties. Budgets are easy to create and keep track of using Mint. Your budget will tell you how much you spend and where each month. This could really be enlightening if you're running through the drive-thru several times a week or picking up take-out often.

Out of Milk Grocery Shopping App

Do you still making a shopping list for your groceries? You need to see this app for your modern day grocery list! Check out Out of Milk. This app allows you to create and sort your shopping list, add items and keep track of what's in your pantry and how much you paid for it last. A really awesome thing I like is that you can share your lists with other people. Meaning, I can share my grocery list with Tom and when he makes random stops at the grocery store (in the same plaza as his work), he can check the list and grab things while he's there. If you're unsure of how this translates to saving money: when you don't have a shopping list, you get a ton of things you don't need and forget things you do. When you forget things you do need, you have to make another trip.

Save Money

Gas Buddy is one of my favorite apps for saving money. Gas is expensive. I know this year it has finally started to drop, but it's currently sneaking back up there again. While Gas Buddy is great to use everyday, I really love it for when we're traveling. A quick check of the app and I find out where the cheapest gas is. Also, if you report gas prices you are entered into weekly drawings for prizes.

GasBuddy on your smartphone

Snap by Groupon is one of the newest cashback apps for your smartphone. It's easy to use and saves me money on everyday items that I'm buying anyway. You don't need to do anything special before you shop. After shopping, you'll just snap a pic of your receipt and it will credit you with the amount of certain items. We frequently find cashback for bananas, tomatoes and milk. The great thing about Snap is you can use coupons on these items and shop anywhere you want.

I'm pretty sure everyone who shops online has used RetailMeNot at some point or another. They also have an app now for your smartphone! No need to print coupons for stores, just pull up the app and it's at your fingertips! You'll find apps for Old Navy, Best Buy, JCPenney and so many more retail stores. If you're like me, by the time you get to checkout your kids are fried and you're ready to just get through the line and go home. With RetailMeNot's app, I don't have to dig through my purse (aka the diaper bag) and find my printed out coupon that I hopefully remembered to toss in there somewhere.

So I know you're going to Walmart to get your new Walmart Family Mobile plan started and to pickup your new smartphone, but did you know Walmart has an app that can save you money too?

Savings Catcher Walmart app

We love using the Walmart app for Savings Catcher! Have you noticed that weird looking square at the bottom of your Walmart receipts? That's what you'll be zapping with the app to get your credit. When you submit your receipt to Savings Catcher, it will check local competitors for better prices on the items you purchased. We don't typically get a whole lot back, but something is better than nothing, it all adds up. On my most recent transaction, it found my Mountain Dew 6 pack bottles on sale at another grocery store for .25 less than I paid. I then received that .25 credit in my Savings Catcher account. At any time, I can redeem the money in my account for a Walmart eGift Card.

If you're unfamiliar with the Walmart Family Mobile plans, you'll need to purchase a starter kit for $25. Once you're on the plan, you won't need to purchase this again. Unlike other no-contract plans, Walmart Family Mobile plans are a post-paid plan, meaning you pay for your service at the end of each month instead of paying up front.

Switching to WFM can definitely help you March Into Savings! Not only can you cut your monthly phone bill, but you can actually save money – deflecting some of that cost – when you use these money saving apps!

These are some great ideas on how you can save money ON your smartphone with Walmart Family Mobile and  WITH your smartphone using apps! #MarchIntoSavings #cbias #ad

How do you use your smartphone to save money? What will you do with the extra money you save switching to Walmart Family Mobile?

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Comments

  1. Stacie @ Divine Lifestyle says

    March 11, 2015 at 11:29 PM

    This sounds great. I really love my smartphone, but I hate my smartphone BILL.

    Reply
  2. Robin (Masshole Mommy) says

    March 12, 2015 at 1:28 PM

    I know many people who use this plan. They love it and say they save so much money!

    Reply
  3. Cassie says

    March 12, 2015 at 2:54 PM

    Wal-Mart Family Mobile is such a great service! Everyone should try it if it is available in their area.

    Reply
  4. Ora Lee Gurr says

    March 12, 2015 at 3:00 PM

    I enjoyed the pictures of the different smartphones, apps, and the SavingsCatcher view on the bottom of the Wal-Mart receipts. I’ve just been paying no attention lately and this post woke me up! Heck, yes, I want to save money. Since it’s time for a new smartphone (the old one bit the dust), I’ll head over to my local Wal-Mart and pick out one that is convenient to use.

    Reply
  5. Lindsey @ Redhead Baby Mama says

    March 12, 2015 at 3:10 PM

    I love using MINT! It’s such a great tool to see where all your money is going!

    Reply
  6. Liz Mays says

    March 12, 2015 at 5:35 PM

    What great ways to save money. I’ve actually used Gas Buddy before. It’s great!

    Reply
  7. Pam says

    March 12, 2015 at 5:40 PM

    Walmart has such great Smartphone plans. You can save so much money that way.

    Reply
  8. Jeanine says

    March 12, 2015 at 6:48 PM

    If there’s one thing I need it’s to save money on our mobile bills . We have 3 phones and it’s pretty expensive. I would love this I need to see if its in our area!

    Reply
  9. Marcie W. says

    March 12, 2015 at 8:52 PM

    My oldest child is ready to start carrying a cell phone on an everyday basis, so we definitely need to find a way to keep the costs down. I can not even imagine our bill when all five of us have a smartphone!

    Reply
  10. vanessa: BriteandBubbly says

    March 12, 2015 at 8:52 PM

    What a great mobile program. It’s nice to know Walmart has some afforable cell phones for families.

    Reply
  11. Chrysa Duran says

    March 12, 2015 at 10:45 PM

    I’m all for saving money with my cell phone! Love those apps, too!

    Reply
  12. Crystal says

    March 12, 2015 at 10:46 PM

    It isn’t optional anymore. You just have to have smartphone to be able to do what we do. But, man, the cost is unsettling.

    Reply
  13. Veronica says

    March 12, 2015 at 10:49 PM

    if only my plan was saving me money instead of sucking it out of my pocket

    Reply
  14. Theresa says

    March 12, 2015 at 11:40 PM

    My husband is always whipping out his phone when we are shopping to compare prices. It sounds like Walmart has some great plans to help further those savings!

    Reply
  15. Shell says

    March 12, 2015 at 11:49 PM

    I keep meaning to put the Retail Me Not app on my phone. I use it all the time from my computer.

    Reply
  16. Amanda says

    March 13, 2015 at 7:47 AM

    Those are all really great tips! I don’t know what I would do without my phone!

    Reply
  17. Debbie Denny says

    March 13, 2015 at 7:59 AM

    Have heard about this app. I am all for saving money

    Reply
  18. Christie says

    March 13, 2015 at 12:44 PM

    What a great use of your smartphone! Love that you’re taking advantage of all of the features

    Reply
  19. Rosey says

    March 13, 2015 at 1:22 PM

    They have just added a phone store at the front of our Walmart. I have been wanting to get in there and check it out.

    Reply
  20. Chrystal @ YUM eating says

    March 13, 2015 at 4:42 PM

    I wish hubs was a little more open to switching plans. We could save so much money if the networked worked in our rural area.

    Reply
  21. valerie g says

    March 13, 2015 at 7:50 PM

    that looks like a great plan!!! i’m going to have to check it out more soon. we are almost up with our currant contract and want something new.

    Reply
  22. Melanie says

    March 13, 2015 at 10:31 PM

    Any app that saves me money is a good thing. What did we do before smartphones. Scary thought, isn’t it??

    Reply

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